Property risk you can observe from the record.

For a property or a portfolio, a lot of risk is observable in the public record and the geography around it. Amalgament joins hazard, environmental, and property signals to the parcel, so an insurer can ask what risks a property carries, or which properties in a book are exposed.

Hazard and environmental exposure by parcel

FEMA and geographic hazard signals, environmental regulatory history, historical events, and property characteristics, joined to the parcel and its surroundings. Enough to answer “what risks are observable from public records at this property.”

Property-level and portfolio-level

Ask about one property, or ask which properties in a portfolio are exposed to a particular hazard. Because everything keys to the parcel spine, a single property lookup and a portfolio sweep use the same layer.

The context layer for underwriting and cat

Amalgament is not the pricing model; it is the public-record and geographic context feeding an insurer's underwriting and catastrophe-analytics workflows, so the model works from joined ground truth.

What you can ask

Property records API · Environmental due diligence · Property intelligence

Common questions

Does this price the policy?

No. It is the public-record and geographic context layer feeding your underwriting and catastrophe models; pricing stays with your models.

Can it run at portfolio level?

Yes. Because signals key to the parcel spine, you can screen a whole portfolio for exposure, not just one property.

What hazard sources are behind it?

FEMA and geographic hazard data plus environmental records, joined to the property and its surroundings.

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